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1. 26 Oct 2026·Parliament·Conservative·Chris Philp

   Topical Questions

   The Home Secretary is clearly not standing by her own plans. Several times this year, the Home Secretary has used her power to prevent entry into the United Kingdom on the basis of individuals’ views, including people opposing mass migration. I recently asked her to prevent entry by Randa Abdel-Fattah, who planned talks around the anniversary of the 7 October massacre. Abdel-Fattah has glorified terrorism and said that massacre was “exhilarating”. Is it not shameful that the Home Secretary allowed this antisemitic supporter of terrorism into our country, where she likely radicalised our citizens?

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2. 26 Oct 2026·Parliament·Conservative·Bradley Thomas

   Performance of Royal Mail

   I thank the hon. Member for Redditch (Chris Bloore), my constituency neighbour, and the hon. Member for Lichfield (Dave Robertson), who I know feels strongly and passionately about this issue. Indeed, we have spoken many times outside the Chamber about our mutual woes over the lack of performance on the part of Royal Mail. We are all aware of the importance of a reliable postal service. It keeps isolated and digitally excluded people connected, sustains relationships between loved ones during special times, and serves as the foundational communication network for vital public services such as the NHS. Hearing Members on both sides of the House speak about Royal Mail with such great concern, I was struck by the fact that it has become a topic that unites the House. Last week in Westminster Hall, Members heard about the array of problems that constituencies across the country are experiencing with Royal Mail. In my own constituency, residents of Bromsgrove and the villages are experiencing critical disruptions to their mail deliveries, the most prevalent being weeks of no post, only for them then to receive a bundle of outdated and expired letters. The problems range from missed NHS appointments and bank cards being reported lost to elusive household bills and overdue birthday cards. I think we also heard about a missed job opportunity as a result of postal delays. This is not just a matter of inconvenience; it is a matter of profound disruption that could and should have been avoided. Shockingly, in a survey that I conducted in my constituency, 87% of respondents believed that the service they were receiving was not reliable, and 96% believed that Royal Mail's postal delivery service needed improvement.

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3. 26 Oct 2026·Parliament·Conservative·Bradley Thomas

   Performance of Royal Mail

   We have heard a great deal about nationalisation this evening, but I am pretty sure that my constituents believe the state should not be the actor that, in the first instance, provides the vast majority of services. The state does not have the best track record of providing everything. In this instance, it is incumbent on the Minister and the Government to ensure that Ofcom and Royal Mail are held to account, and that we see a tangible improvement programme. I know, as well as Members on both sides of the House, that people in north Worcestershire are experiencing comparable problems. Having made that further reference to my constituency neighbour the hon. Member for Redditch, I will cut across north Worcestershire to the other neighbouring constituency, that of my hon. Friend the Member for Wyre Forest (Mark Garnier). People there are experiencing those problems as well—I know that, because I spoke to my hon. Friend today—resulting in financial losses for some of his constituents, and missed appointments as well. I understand that Royal Mail, along with many other businesses, will be facing pressing issues, including surging bill costs and increased bureaucratic red tape. May I ask the Minister whether the Government have discussed with Royal Mail specifically the impact of soaring bills and employment costs on the company’s ability to deliver services, and, in particular, challenges relating to recruitment? It is clear, however, that, especially in recent years, the business has lost its way, and in the last 18 months that has become particularly acute. Royal Mail has a rich history. It is a 500-year-old institution, but it has failed to demonstrate an ability to adapt in recent years to society’s changing needs. Royal Mail will undoubtedly press that demand has changed. This evening we have heard many instances of parcels being prioritised over letters, which should not be the case. Over the last decade, we have seen technological advances that have undoubtedly had a significant impact on the way that people and businesses communicate, but the stats for Royal Mail are not in its favour. In 2024-25, first-class post hit a 77% service level against a 93% target, and second-class hit a 92.5% service level against a 98.5% target. That was enough for Ofcom to deem that Royal Mail was in breach of its obligations. In 2025-26, we saw 75.7% of first-class items delivered the next day—short of the 93% target—and 90.2% of second-class items delivered within three days, against a target of 98.5%.

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4. 26 Oct 2026·Parliament·Conservative·Bradley Thomas

   Performance of Royal Mail

   What I recognise is that the problem is getting worse. As I have mentioned, it is incumbent on the Government to get a grip of the situation. I hope that the Government have heard loud and clear the concerns from Members across the House, regardless of political party, about what their constituents are facing, and that the Minister will address those concerns shortly.

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5. 26 Oct 2026·Parliament·Conservative·Bradley Thomas

   Performance of Royal Mail

   That is a point I will touch on with regard to transparency levels. There have been seven stamp price rises in four years, with the price of a first-class stamp having doubled since 2022. It is clear that residents in my constituency, and those represented by Members from across the House, are paying a first-class price for a second-class service. If consumers are expected to pay higher prices for a service, they rightly expect such a service to deliver on its promises, yet residents face a much different reality from what Royal Mail claims. Its local performance target of 87% of first-class post being delivered the next working day was achieved in only 42 of the 118 postcode areas—a statistic that resonates with my constituents and those of many Members here today. Every industry has a level of standard that it is expected to meet, and Royal Mail should not be any different, but it is failing. It is time for accountability and material action in order to deliver tangible results. Alongside the stark statistics that have been quoted, the House will have heard me and other Members express strong discontent in Westminster Hall last week about the report earlier this year that Royal Mail will deliver 219 million letters late. With NHS waiting lists already too long, we cannot afford for more appointments to be missed due to late letter delivery. With the cost of living already debilitating families across the country, they cannot afford missed payment charges due to delayed bill arrival. To be clear, and in common with Members from across the House, I do not believe that the fault lies with the hard-working posties who serve our communities. We are grateful for all that they do to keep us connected, but action must be taken by the highest levels of management to quickly address the real-life experiences that are depleting customer confidence. Management are failing and, speaking from my own personal experience, I am sick and tired of the platitudes that come from Royal Mail. I echo and share the concerns of Members from across the House. In Westminster Hall last week, the Minister shared that she has been frank in her meetings with the chief executive of Royal Mail and will continue to do so for as long as necessary. However, with Christmas, the busiest time of year for postal services, only 60 days away, it is time for immediate action, not more meetings and passing the blame back and forth. Something that needs to be focused on is transparency around local delivery data, as has been suggested in the Chamber this evening. Can the Minister outline the material steps the Government are taking, alongside Ofcom, to ensure an improved service is delivered as quickly as possible? Do they have confidence that Royal Mail’s improvement plan will deliver the needed changes promptly? At what point is the service so bad that the Government decide that further action is necessary? Expecting what you paid for is a basic standard, not an unreasonable demand. The public are tired of a failing service that continues to worsen, disrupting daily routines and tarnishing its former reputation for reliability. This is a matter of national importance about a national institution, and I believe all our constituents would like to know specifically how the Government are working with Royal Mail and Ofcom to take concrete steps to correct these issues to restore public confidence.

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6. 26 Oct 2026·Parliament·Conservative·Bob Blackman

   Rough Sleeping and Good Growth Funds

   I welcome the ambition of the Minister—and the Prime Minister—and I hope that she will succeed. The visible signs of homelessness are people sleeping rough on our streets, but in any one day there are 300,000 people sofa surfing who may end up on the streets tomorrow. Anyone who is rough sleeping now will be suffering in their mental and physical health. They may be addicted to drink or drugs, or they may be on the streets because of gambling—every case is unique. As the Minister rightly says, it is not just about putting a roof over someone’s head; it is about building a network of support around them. There are two things that I would ask. First, we know what works. Housing First works—building a network of support around the person to enable them to rebuild their life. The second issue is those rogue landlords who will exploit vulnerable people. The Minister knows what is coming next. When can we get my Supported Housing (Regulatory Oversight) Act 2023 in place so that we can stop those rogue landlords exploiting people, and potentially taking much of the money that the Government are offering?

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7. 26 Oct 2026·Parliament·Conservative·Blake Stephenson

   Foreign National Offenders: Deportation

   There are 21,000 serious foreign criminals still in the UK. Today, a foreign criminal jailed for four years or more cannot use family or long residence exceptions to avoid deportation. Last week, the Government voted down our amendments in Committee to keep that rule and extend it to terrorists, making the Immigration and Asylum Bill softer on the worst offenders than current law. Will the Home Secretary admit that only leaving the ECHR will guarantee us that foreign criminals are deported?

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8. 26 Oct 2026·Parliament·Conservative·Ben Obese-Jecty

   Prostate Cancer Screening

   It is a pleasure to serve under your chairship, Dr Murrison. I declare my interest as an officer of the APPG for prostate cancer. Prostate cancer is a subject close to my heart: we all know that it affects black men, middle-aged men and men with a family history of it, and I tick all those boxes. My father has prostate cancer and is undergoing treatment. I thank all the staff at Kingston hospital for their swift treatment of him, given he was under active surveillance. That is an important point: he got a PSA test, discovered that he had prostate cancer and as a result was placed on active surveillance because he was below the threshold required for treatment. When that active surveillance proved that he needed to be treated, staff were able to act quickly. That has, fundamentally, saved his life. He would not be eligible for the Transform trial, which will now include black men, until 2028. Who knows how far the cancer might have progressed by that point? I take my health quite seriously and get a PSA test annually. I got my last PSA test last month and thankfully all is okay for me, but regular testing means I can keep track of it and pay attention to it. It is obvious that we need to encourage more men to get themselves tested. There are a lot of middle-aged men in this Chamber and I suspect that not everybody has had a PSA test, or had one recently. In August, the Department of Health and Social Care withdrew the prostate cancer risk management programme after 24 years. PCRMP provided a dedicated framework for the informed choice model for PSA testing among asymptomatic men. New guidance removes references to men over 50 being considered to be at increased risk. Now that the guidance underpinning the framework has been withdrawn, will the Minister clarify how requests for testing for asymptomatic men will be handled in practice? I would be grateful if she would also clarify the Government’s official position, stated last week at Health parliamentary questions. I would also appreciate her confirmation that should men suspect that they have symptoms they can go to their GP and seek a PSA test for prostate cancer.

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9. 26 Oct 2026·Parliament·Conservative·Alison Griffiths

   Road Traffic Collision Reporting: Cats

   It is a pleasure to serve under your chairship, Mr Vickers. I am grateful to you for chairing this debate. I know that many of my cat-loving constituents are deeply invested in this issue, with 363 of them having signed the petition. In common with many Members, I place on record my deep affection for my childhood cats: Scruff, Jasper, Ziggy and my personal favourite, Eartha Kitt. Before we delve into the proposal in the petition, we should acknowledge the importance of reporting an incident through the existing channels where there has been a collision between a vehicle and a cat. Although there may not be a mandatory legislative requirement, I hope that most drivers, in the event of a collision, would show the level of British decency to which my right hon. Friend the Member for Herne Bay and Sandwich (Sir Roger Gale) alluded. If our own pet were involved in a collision, we would expect to receive the same British decency. There are more than 11 million cats across the country, living in one in four households. We should always strive to protect these cherished pets. Indeed, many are a key part of their owners’ families. As my right hon. Friend the Member also said, they are not merely affectionate members of the family; they are world class at pest control, even if that can occasionally produce a messy result. The death of any cat is naturally devastating to its owners, and we should support them by ensuring that they are informed of a collision, either so that their cat can receive treatment or so that they can achieve closure. Each person who signed the petition will feel the importance of this issue deeply. Rule 286 of the highway code states clearly: “If you are involved in a collision which causes damage or injury to any other person, vehicle, animal or property, you MUST stop.” I would hope that that requirement is adhered to, making it possible for someone to establish whether their cat has been involved in a collision. Reuniting cats with their owners has been made easier by the previous Government’s decision to roll out microchipping in England, ensuring that cats can be more easily identified and their owners contacted. I am aware that DEFRA has been asked to commission a research project: first, to understand the operational challenges that prevent some cats from being reunited with their keepers after a road traffic collision, and secondly, to establish an evidence base to inform best practice for local authorities. The Government previously said that the project would report this year. I am sure that petitioners will be interested to hear from the Minister when its findings will be published and considered. I have outlined those measures because I think we can all agree with the sentiments expressed by the petition. It would be disingenuous, however, to consider the comments made by the Government and the previous Conservative Administration and not conclude that there is currently no intention to bring forward legislation on this issue. That is not to dismiss the point made by my right hon. Friend the Member for South Holland and The Deepings (Sir John Hayes) when he shared details of the provision announced in this Chamber in 2015 in response to the campaign for Harvey’s law. His note to me says that “pets killed on the road must be collected, identified where possible, and their owners notified by the Highways Agency (now called National Highways)”, so this provision exists already. As a newly elected MP in 2024, I was not present when this issue was addressed in the House previously. A petition that almost mirrored this one was put forward in 2022 and followed by a debate in this Chamber in 2023. During the debate, the then Roads Minister, my right hon. Friend the Member for Basildon and Billericay (Mr Holden), said that the Government would look at the issue and that he would ask the Department to consider whether it would be appropriate to take further action. The Government subsequently indicated that they believed that a combination of microchipping and efforts by local authorities to reunite cats with their owners was the most effective way forward. However, we must note a difference between today’s debate and the one in 2023. Since the election, the Labour Government have presided over a reduction in police officer numbers. Requiring the police to deal with collisions involving cats would add to an increasingly challenging workload. Any further demands on police time must be even more carefully considered as a result. Although it would be simple to ask this Minister to show the same consideration as in 2023, the Government’s response to this petition suggests that the Department for Transport holds the same position as it did then. Furthermore, the Government’s road safety strategy does not mention animals or cats. Therefore, I will avoid reversing roles with the former shadow Minister by asking for the same things as Labour did in 2023, especially when the Government’s position appears to be clear. I will not step on the Minister’s prepared remarks by reiterating reasons given during the previous debate. Given the Department’s written petition response, I expect him to set them out again today. Instead, I ask the Minister whether anything beyond the measures that the Government have already outlined could be considered. That means going beyond best practice and considering how existing technologies could be utilised more effectively. That might include making things easier for those who need to access microchip database information. More broadly, are there ways of utilising technologies such as GPS collars to help identify more quickly a cat that has tragically been killed during a collision? If we are to consider ways of making things easier for owners, we should consider how information already provided by the private sector could be utilised where owners consent to it being used for this reason. As I said at the outset, we all share the sentiments set out in this petition. Cat owners are absolutely right to want their cat to be returned to them as quickly as possible. That is the least that all pet owners deserve. However, unless there has been a change of position, I am not clear on whether the Department for Transport believes that such a measure could be implemented effectively.

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10. 26 Oct 2026·Parliament·Conservative·Alicia Kearns

    Small Boat Crossings: Removal of Arrivals

    Ministers tell us that small boat arrivals are vetted, so we need not worry, but Mohammed Yaseen—who, as we all know, joined al-Qaeda at 16, was convicted as a Daesh terrorist in Germany, and, a British court was told, was a danger to the British people—was put by the Home Office not in a detention centre ready to be deported to Iraq, where the Iraqi people deserve to see him face trial and justice, but instead in a hostel in Windsor. He was free to roam British streets during daylight hours, along with too many of the 95% not yet deported. He is now back in prison, thanks to the newspapers. How can we have any confidence in the Government, when they allow a convicted Daesh member to be released on to our streets while his deportation is pending, and will the Home Secretary today give the commitment that he will be held in detention until he is on a plane, and that his ticket has been ordered?

    Hansard source
11. 26 Oct 2026·Parliament·Conservative·Alicia Kearns

    Performance of Royal Mail

    A reliable post service is not a luxury; it is an essential public service. For our communities across Rutland, Stamford and the South Kesteven and Harborough villages, the consequences of poor service can be significant, and also unfair on the posties who face the brunt of those frustrations. In Carlby, some residents were left without post for 20 days in January, with many only receiving their post because they took the initiative to complain. One resident wrote her complaint on 26 January. The next day, a mammoth bundle of mail coincidentally arrived at her house, with some letters dating from 2 January—24 days late. In Ryhall, the village regularly goes without post for weeks at a time. It is not just an inconvenience; it is the norm. In Stamford, first-class post takes a minimum of four days to arrive, despite Royal Mail aiming to deliver the next working day. South Luffenham is no different. The Royal Mail comes once a week, or twice if locals are lucky. Indeed, I wrote to the residents of Cottesmore on 12 October and many received their letters only yesterday. One village resident has missed numerous medical appointments because letters arrive too late from the hospital—or she travels the 40 minutes to our local hospital to find out that the appointment has been cancelled. This is unacceptable. We are not asking for special treatment. In the last 18 months since the 2025 sale, something has happened that has broken Royal Mail. Residents have consistently been told they can only complain after seven days—a whole week of non-delivery. Again, the significant delays residents face every week are perfectly demonstrated by the fact that when I posted correspondence first class from my constituency office in Oakham, it took two weeks for the letters to arrive. To arrive where? In Oakham—some just one street away. I want to be clear that, as all Members in the Chamber have said, this is not an attack on our postal workers. Many work incredibly hard under considerable pressure in all weathers. We recognise the contribution they make, and we are grateful to them. I would like to turn briefly to a company called Enough, which uses the Royal Mail service to deliver its self-swab rape kits, despite having been publicly outed by me in this Chamber for sending SLAPPs—strategic lawsuits against public participation—to sexual assault survivors, rape charities and anyone who dares to speak out to question its motives or the claims on its kits. I have raised Enough’s use of Royal Mail services with Royal Mail, because I believe its use of Royal Mail is not compliant with Royal Mail’s own guidance on the transportation of human specimens. First, a kit has to be sent by a qualified medical practitioner or requested by them. This is not the case. Secondly, the labelling on the packaging required is not currently in place. Thirdly, the packaging requirements are also not being met. Royal Mail is not taking the concerns I have raised with it seriously. The Minister knows very well the issues relating to Enough and has promised to look at how we regulate to deal with the fact that this company should not be in operation. It is important that Royal Mail comes back to me and that the Minister also raises this issue with Royal Mail. Rural communities cannot become an afterthought in the provision of essential services. Yes, distance and rural geography represent operational challenges, but they are not a permanent excuse for poor service. I am sure, Madam Deputy Speaker, that you have had the same issues in your very rural constituency. I urge the Government to take these concerns seriously and press Royal Mail for a clear and measurable improvement plan and improved powers for regulators. That plan must include: transparent local performance information that even I cannot get my hands on; an assessment of staffing and delivery arrangements; better communication with affected residents; and a straightforward process for reporting and resolving complaints. We are all very grateful to posties for what they do, but accountability means more than just acknowledging a problem. It means taking action and demonstrating results. The universal post service is an essential part of our national infrastructure. Its value is measured not by the number of letters delivered nationally, but by whether our communities can depend on it when they need it—and for too many, they cannot.

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12. 22 Oct 2026·Parliament·Labour·Warinder Juss

    Business of the House

    A constituent of mine suffers from Turner syndrome, a rare genetic condition that affects only females and for which there is no cure. She has been relying on medication for over 40 years to manage her symptoms. She cannot get a medical exemption certificate because Turner syndrome is not on the medical exemption list; that list was established more than 60 years ago, and has not been meaningfully updated since 2009. Will the Leader of the House please ask the Secretary of State for Health and Social Care to review the list and consider adding Turner syndrome to it, not only on behalf of my constituent, but for around 15,000 women and girls in the United Kingdom living with Turner syndrome?

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13. 22 Oct 2026·Parliament·Labour·Tulip Siddiq

    Business of the House

    On 24 September, Melissa Premaratne was on her way to school when she was run over by a private hire vehicle on a crossing. Her parents, family, friends and teachers at Highgate school are understandably devastated. I have had countless emails from parents who are very anxious about their children going to school, especially if they are travelling independently during rush hour. Could we have a debate in Government time about road safety for children going to school on their own, particularly in areas like Highgate, where there is a cluster of schools in one vicinity?

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14. 22 Oct 2026·Parliament·Labour·Tulip Siddiq

    Retirement of the Clerk of the House

    Some people in the House may have noticed that a year ago a foreign state took an enormous interest in me and went to town with the newspapers. I was not worried about the law as such, because I knew that I had done nothing wrong, but I was a little bit conscious about the reputation of the House and my position here, having been an MP for 11 years. I went to see the Deputy Speaker, who told me that I should go and speak to Tom. She scornfully added that I would have much better shoes if I had the amount of money that it was alleged I had—I think it was a backward compliment, but I am not sure. I went to see Tom, who I did not know very well but who I had interacted with a few times, and I asked him about the status of all the fabricated allegations against me. I explained that no one has ever contacted me about all those allegations—not even now—because apparently they cannot find me, even though I am standing here right now in Parliament. The advice that Tom gave me, which was so calm, reassuring and well researched, and delivered in such a compassionate way, is something that I will never forget. We are lucky to live in a country where there is the rule of law and a functioning democracy, and where we have an amazing House of Commons. We are also very lucky to have people such as Tom, who can provide evidence on anything he is asked about without even consulting a book, and who knows the rule of law and procedure like the back of his hand. That is not a session I will ever forget, and I will not go into detail about it, but it provided reassurance at a very difficult time. Not all heroes wear capes, but some of them wear black gowns and sit on green chairs.

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15. 22 Oct 2026·Parliament·Labour·Torsten Bell

    Equitable Life Policyholders: Compensation

    It is always a privilege to respond to a debate under your chairmanship, Ms Furniss. Let me start by thanking my hon. Friend the Member for Leeds North East (Fabian Hamilton) for opening the debate. He was referred to as a limpet earlier, but he has been more proactive than that in his campaigning on this issue over the years. It is an important issue to him and to lots of other hon. Members. I should echo the point he made at the beginning about the right hon. Member for Goole and Pocklington (David Davis), who is not in the Chamber but who has been focused on this issue for a long time. Members have campaigned on this issue with tireless energy and kept the issue in the spotlight. I want to reflect on some of the astute points that several hon. Members made. The truth is that it is not possible to restore trust entirely—certainly, not in the firm that was involved in this among the people affected, but also probably in the regulator, but hopefully Members’ campaigning has restored trust in local representation and the campaigning energy of local representatives. The issue is even more important to the thousands of Equitable Life savers who were affected. The point, which was well made by the hon. Member for Christchurch (Sir Christopher Chope) and others, about the human effect is one that I am sure everybody in this Chamber has at the front of their mind. Those affected included my grandfather, and I have met lots of other constituents who were members of the mutual before it disappeared. I have also met with the action group, which many hon. Members have also met with. We have all heard about the kinds of human impacts that hon. Members have set out well today. On the big picture, several hon. Members, including my hon. Friend the Member for Leeds North East and my hon. Friend the Member for Bracknell (Peter Swallow) talked about the importance of people having trust in pensions. This is a particular part of the pension system, but the point also applies to the entire pension system. That is something I take very seriously indeed as the Pensions Minister. I was up in Liverpool at the Pensions UK conference last week talking in those exact terms about how our task is to make sure that we address what is today, if we are honest, too low a level of trust in pensions. That is true of both state and private pensions. It is our job to rebuild that trust. That includes how, in some parts, pension scams are on the rise—my hon. Friend the Member for Brentford and Isleworth (Ruth Cadbury) raised that. Obviously, the Financial Services Compensation Scheme now exists, in a way that it did not in the period that we are talking about, when we are talking about pensions operating within the contract-based part of the pensions system. That is a big change, and it is compensation paid not by taxpayers, but by the financial services industry itself. That is the answer to the specific question posed by the hon. Member for Christchurch about what happens when the regulators or, more importantly, the providers fail. The answer is that there is a compensation scheme, although we are here because there was not a compensation scheme in place—and it has caps in terms of the compensation due. I will make some progress on the specifics of this case. Hon. Members will be aware this is a topic that has been well documented and explored over the years—the hon. Member for St Ives (Andrew George) set out the role of the sabbatical for him in the period in which that has taken place. The Equitable Life payment scheme was established to make payments to eligible policyholders where maladministration had been found. That maladministration contributed to some savers suffering a relative loss totalling £4.1 billion. Relative loss was defined as the difference between the value of the policyholder’s funds with Equitable Life and what they would have received if they had made a comparable investment elsewhere. I am merely pointing out that that is not a cash loss; it is a loss relative to a counterfactual of having invested in a different but similar product. That approach followed the 2008 parliamentary ombudsman’s report into the collapse, and was the foundation of the payment scheme. In 2010, the Government of the day accepted the ombudsman’s findings and chose to allocate in the region of £1.5 billion —the quote from the Chancellor at the time—to make tax-free payments to eligible policyholders in respect of the reduced returns that they received from their investments. That Government chose what they saw as the correct balance of interests between the interests of the affected policyholders and taxpayers. That is the choice that was made. I am obviously fully aware that, as we have again heard today, people are dissatisfied with that £1.5 billion and suggest that the issue should be reopened. It is not for me to defend the decisions made by the then Conservative and Liberal Democrat coalition Government. To be fair to the hon. Member for Richmond Park (Sarah Olney), she came closest to doing so today, but other colleagues chose not to—[Interruption.] The hon. Lady chose to defend the decisions of that Government to some degree and others obviously did not. The balance of opinion in this Chamber is that the then Government made a mistake in the size of the compensation that was allocated. It is not for me to make that case, but were they here to do so, they would say that decisions need to be fair to taxpayers as well as policyholders, and they would point out that there is a wide range of people responsible for the disaster that we saw in Equitable Life, including those who were responsible for the firm through that period in the 1990s when very reprehensible actions took place.

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16. 22 Oct 2026·Parliament·Labour·Torsten Bell

    Equitable Life Policyholders: Compensation

    I will come to the hon. Gentleman’s last question towards the end of my remarks, but on his first point he is absolutely right to say that the then Government’s key consideration—when I referenced taxpayers—was the public finances. That is the point being made. That was the key driver in the decision by the then Government about how much money to allocate, rather than trying some kind of specific accounting for the impact of the maladministration per se. Ministers at the time also noted the consistency of their decision with the ombudsman’s report—we have discussed a bit of that today—and the ombudsman subsequently wrote on this issue to the all-party parliamentary group, which I think several hon. Members present have been part of, confirming that the then Government’s decisions “cannot be said to be incompatible with the report.” As hon. Members know, following representations from groups such as the Equitable Members Action Group, the Government prioritised those acknowledged by all parties to be the most vulnerable—the with-profit annuitants. They received 100% of their losses. That meant that, of the £1.5 billion, £725 million was allocated to with-profit annuitants, to be paid annually over the duration of the annuity, which continues to this day. That included the £100 million contingency fund—that is the answer to the question put by the hon. Member for Strangford (Jim Shannon)—to ensure that the provision for the annuitants, should they live longer than expected, was there. That is obviously a standard actuarial process; it is what sits behind the regulation of the insurance sector when annuities are being sold. The remaining £775 million was allocated to be paid as lump sums to with-profits non-annuitants holding other products. As for the details of how much has been spent, I can provide answers to the questions put by several hon. Members. As of 30 September 2026, the total value of payments made by the scheme was almost exactly £1.4 billion—it is just short of that figure—and that is an increase on the previous figure that the hon. Member for Christchurch cited. I note the references in this debate to the pre-1992 with-profit annuity holders. The coalition Government excluded them from the scheme, not because they had not suffered real impacts from the collapse of Equitable Life—I think the then Government recognised that they had suffered real impacts—but because their purchase of those annuities, which is the point at which someone locks into the decision in the case of an annuity, was outside the period of maladministration, so the Government would have struggled to find a locus to make a payment in the terms of a scheme, because there was no maladministration to tie a payment to. Again, it is not for me to defend that Government. However, if they were here today, that is how they would explain the decision that was taken. That is why the 2013 decision, which was referenced by the then Government, to provide separate, tax-free ex gratia payments was the way in which the previous Government chose to proceed. The scheme has now been fully wound down; it was closed in 2016 by the then Conservative Government. That is now over a decade ago. I suspect that hon. Members know that I cannot give all of them, or indeed all the impressive campaigners on this issue, the answer that they would like—a straight “more compensation”. I suspect that hon. Members know that that is the case. However, I want to give them what I think is the next best thing, which is a straight answer, and it is the direct answer to the question put by the hon. Member for North Bedfordshire (Richard Fuller), the Opposition spokesperson. It is that there are no plans to reopen the previous policy decisions taken by the previous Government. The previous Government made decisions given the public finances at the time. Those decisions were debated by that Parliament—some Members present were part of that Parliament, and the rest of us respect the decisions of that House. The only part of the payment scheme in operation is the annual payments made to eligible annuitants. The scheme is on track to distribute the remainder of the funds allocated, as planned, on that basis. The right thing for this Government to do is to ensure that the ongoing payments to those eligible with-profit annuity holders—the group recognised, I think by all of us, to be the most vulnerable—continue to be made. I will finish by assuring them that the funding for those payments remains protected and again thanking all hon. Members who have spoken in this debate.

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17. 22 Oct 2026·Parliament·Labour·Terry Jermy

    Sustainable Farming Incentive: Application Process

    Tomorrow, more than 50 farmers will join me in my constituency for the first ever farming conference, which I have been pleased to organise. We will no doubt discuss concerns related to this year’s SFI, which not only highlights that farmers want to do more to support the environment, but underlines concerns about financial resilience and profitability. Will my right hon. Friend talk more about what the Government are doing to help improve profitability for farmers in South West Norfolk and across the country?

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18. 22 Oct 2026·Parliament·Labour·Terry Jermy

    Black History Month

    I thank the Minister for her opening remarks, and for her fortitude in delivering them. This year’s Black History Month focuses on honouring our communities, and I want to take the opportunity to bring hon. Members’ attention to the market town of Thetford in my constituency of South West Norfolk. A market town in rural Norfolk may not be the first place that Members think of when considering areas of social and cultural progress in the United Kingdom, but it was in my home town of Thetford that the UK had its first black mayor. Allan Glaisyer Minns emigrated to England from the Bahamas as a child in the mid-1800s, and he began his story in London. After finishing at Nassau grammar school, he began studying medicine at Guy’s hospital, which is not far from here. Before the age of 30, he was already registered with the British Medical Association. Dr Minns moved to join his brother, who was practising medicine in Thetford. I have little doubt that the Norfolk weather did not quite match that of the Bahamas, and I am afraid that Thetford lacked sandy beaches. Regardless, there was something about our town and the community that made him want to stand for mayor. Thetford’s community spirit and cohesion resonated with Dr Minns, because he decided to enter politics and was elected to serve on the town council. He was elected as a councillor in 1903, and he was elected by his peers to become mayor back in 1904. He served for 10 years as a local councillor, as well as serving as a local doctor, and he was elected as the mayor of Thetford twice. I refer Members to my entry in the Register of Members’ Financial Interests: like Dr Minns, I have served as a member of Thetford town council. In my case, I was elected at 22. I am still there, some 19 years later—hon. Members can therefore work out my age. I, too, had the honour of becoming mayor of Thetford back in 2016, and I was proud to wear the same mayoral chain that was worn by Dr Minns all those years earlier.

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19. 22 Oct 2026·Parliament·Labour·Terry Jermy

    Black History Month

    Absolutely. I will come to some more recent examples that are less positive, but I absolutely share my hon. Friend’s sentiment. Thetford lays claim to being the third oldest mayoralty in the entire country, and our civic history is truly fascinating, so it is particularly noteworthy that Dr Minns became the first black mayor. It is also worth mentioning that Dr Minns’s sister, Ophelia, was later elected on to the town council—at a time when women could not even vote in parliamentary elections. It shows that the Minns family story is part of our wider history of people who contributed to the life of their community at a time when opportunities to participate in public life were far from equal. Thetford town council pays tribute to Dr Minns’s legacy by showing school groups around our guildhall and introducing them to his story, and like me, they feel amazed and proud. I pay tribute to local councillors such as Annie Blackbourn, Doug Jefferson and Stuart Wright, as well as the staff at Thetford town council, who are working to ensure that there is a statue of Dr Minns on permanent display in Thetford as we approach the 100th anniversary of his death in 2030. Dr Minns’s story reminds us that black history does not exist separately from the history of our towns and villages but is woven into the very fabric of our communities. He was not simply making history by becoming Britain’s first black mayor; he was serving his neighbours, contributing to civic life and helping to shape the future of our community.

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20. 22 Oct 2026·Parliament·Labour·Terry Jermy

    Black History Month

    I recognise my hon. Friend’s own trailblazing experience as a fellow Member from the eastern region. I pay tribute to him, and I absolutely congratulate the organisation he mentioned. It is really important that these achievements are recognised because, sadly, the story of Dr Minns was forgotten. For a while, it was thought that John Archer, the mayor of Battersea, was Britain’s first black mayor, despite being elected 10 years later. We must talk about and recognise these achievements—although I apologise to my hon. Friend the Member for Battersea (Marsha De Cordova)! I hope that mentioning Dr Minns’s story today will help to honour his legacy and highlight the work he did for his community. It is a reminder that democratic public participation belongs to everyone in our communities, and that the contributions of those who came before us should inspire all who follow. It has been a difficult few months for my constituency, particularly for my home town of Thetford, with the violent protests in my community. I absolutely recognise that among those protesting were people with legitimate concerns about immigration—whether that be public safety or the impact on services—but, sadly, many were motivated by racism, and we must call out and denounce that at every opportunity. I similarly condemn those who fan the flames of extremism, particularly those who do so for political gain. Their actions led to black and minority ethnic members of my community feeling unsafe and living in fear—often the fear of being misidentified as an asylum seeker—which resulted in children of mixed heritage, like my 10-year-old niece, being asked at school if she was an asylum seeker. We can and must do better than this. The Government, and the Home Office in particular, need to do far more in relation to community cohesion, particularly in areas such as mine that are close to a former military base that has been identified as a possible site to house asylum seekers, and for communities currently concerned about the dispersal policy.

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21. 22 Oct 2026·Parliament·Labour·Terry Jermy

    Black History Month

    I absolutely agree—

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22. 22 Oct 2026·Parliament·Labour·Terry Jermy

    Black History Month

    I share the concern that the hon. Member has raised. It is clear that there is still a very long way to go to achieve equality. Remembering those pioneers, like Dr Minns and so many of the other people we have heard about today, must go hand in hand with examining the opportunities available to people today. We must ensure that everybody has a fair chance to progress at work, to contribute to public life and to have their voices heard. In my opinion, each act and gesture of tolerance and diversity makes us a stronger and more united country. Black History Month gives us an opportunity to share stories such as those of Dr Minns, and I thank the hon. Members for this opportunity to do so. It gives such stories fair recognition and ensures that future generations are aware of just how far we have come as a society, so that we can keep pushing further.

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23. 22 Oct 2026·Parliament·Labour·Stephen Morgan

    UK-EU Sanitary and Phytosanitary Agreement

    The Government are in the final stages of negotiating a sanitary and phytosanitary agreement with the EU to make agrifood trade with our biggest market cheaper and easier by removing trade barriers for British producers. An SPS agreement could increase the volume of UK exports of major primary agricultural commodities to the EU by around 16%. A regulatory impact assessment will be prepared as part of the normal process. Details are subject to ongoing negotiations, and we will not be providing a running commentary.

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24. 22 Oct 2026·Parliament·Labour·Stephen Morgan

    UK-EU Sanitary and Phytosanitary Agreement

    I am committed to the Genetic Technology (Precision Breeding) Act 2023. Details of the agreement are subject to negotiation, and the EU-UK “Common Understanding” sets out the agreement, which will include a short list of exceptions. I can confirm that the UK has been clear about the importance of being able to support the use of new and innovative technologies.

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25. 22 Oct 2026·Parliament·Labour·Stephen Morgan

    UK-EU Sanitary and Phytosanitary Agreement

    The CropLife UK report is clear that the numbers presented are a worst-case scenario. We are building a new pragmatic relationship with the EU, markedly different to what has gone before, which will bring clear benefits with closer alignment. Negotiations are in their final stages, and the Government will set out further details as they conclude.

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26. 22 Oct 2026·Parliament·Labour·Stephen Morgan

    UK-EU Sanitary and Phytosanitary Agreement

    My hon. Friend is a real champion of these issues, especially the innovation in that industry. We recognise the importance of access to high-quality genetic material for maintaining healthy breeding populations. Zoo technical arrangements facilitate trade in breeding animals and genetic material, but the details of future arrangements will depend on the outcome of the ongoing UK-EU SPS negotiations.

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27. 22 Oct 2026·Parliament·Labour·Stephen Morgan

    UK-EU Sanitary and Phytosanitary Agreement

    The shadow Minister has some brass neck, given all the deals that his Government did and tried to get over the line, selling out our British farmers. DEFRA continues to work closely with industry. When negotiations conclude, we will be able to provide more definitive answers on the exact nature of any alignment. I cannot comment on the specifics of the agreement, but we have been clear that we will only pursue an SPS agreement that has British interests at its heart.

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28. 22 Oct 2026·Parliament·Labour·Stephen Morgan

    Wine Production

    The wine sector is a British success story and we want to grow it further. We are supporting innovation, ensuring that vineyards can access essential labour and helping British producers access new export markets through our global network of agrifood and drink attachés.

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29. 22 Oct 2026·Parliament·Labour·Stephen Morgan

    Wine Production

    I was waiting for the invitation to visit those vineyards. Supporting trade and exports is a priority for this Government, which is why DEFRA supports the UK wine industry to succeed both at home and abroad. On the campaign that the right hon. Gentleman mentioned, obviously, matters of duty relief are for the Treasury, but DEFRA recognises the growth potential of the wine tourism industry, including its contribution to rural jobs and rural communities.

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30. 22 Oct 2026·Parliament·Labour·Stephen Morgan

    Scotch Whisky: Protected Status

    Scotch whisky is a national treasure and I am pleased to inform my hon. Friend that its protected status and production requirements remain unchanged following the registration of English whisky geographical indication.

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31. 22 Oct 2026·Parliament·Labour·Stephen Morgan

    Scotch Whisky: Protected Status

    The English whisky GI has no effect on single malt Scotch whisky, which retains its own definition, as set out in the Scotch whisky product specification and Scotch Whisky Regulations 2009. Other whisky definitions, including Welsh, Irish and EU definitions, already co-exist with the Scotch whisky definition without affecting its protected status.

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32. 22 Oct 2026·Parliament·Labour·Stephen Morgan

    Scotch Whisky: Protected Status

    We recognise that stakeholders may have different views, and legislation provides a process for objections and appeals. I understand that the Scotch Whisky Association has appealed to the first tier tribunal; the matter will be determined in due course. I say politely to the hon. Member that due process has been followed, and rigorous scrutiny processes have been adhered to.

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33. 22 Oct 2026·Parliament·Labour·Stephen Morgan

    Topical Questions

    As a Member of Parliament who represents a coastal community, engaging with our fishing community is a priority of mine. That is why I have visited Cornwall and the south-west on a number of occasions. We are working with our fishing and seafood sector to secure a vibrant, profitable and sustainable future, and I continue to listen to the industry on its demands and concerns.

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34. 22 Oct 2026·Parliament·Labour·Stephen Morgan

    Topical Questions

    The right hon. Member will have heard what I said about the value of the sanitary and phytosanitary agreement, but more broadly, Seafish obviously has a role in promoting seafood around the world. It was a real pleasure to be in Paris earlier this week at one of the world’s largest food and drink expos, promoting British products, including oysters.

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35. 22 Oct 2026·Parliament·Labour·Stephen Morgan

    Topical Questions

    The Government recognise the pressures facing farmers and the food and farming sector. Fertiliser CBAM liabilities are expected to be below 1% of current prices, with impacts on farmers very limited. Over time, CBAM—alongside domestic farming policy—will support the transition towards more resilient, low-carbon supply chains while maintaining food production.

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36. 22 Oct 2026·Parliament·Labour·Sonia Kumar

    Business of the House

    Adam Bradley and James Bragg have opened the Forge youth centre in Dudley town centre, investing their own money, backed by the Government’s Pride in Place funding. That fantastic facility will help young people build skills, gain work and form lifelong relationships. Will the Leader of the House congratulate all involved and make time for a debate on youth provision in Dudley town centre?

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37. 22 Oct 2026·Parliament·Labour·Sir Alan Campbell

    Places of Worship Renewal Fund

    The Second Church Estates Commissioner is unable to be in her place today, so I am answering on her behalf. The national Church institutions are in regular contact with the DCMS about the places of worship renewal fund’s operation, and are collecting feedback from parishes before the third round opens. I hope hon. Members will be reassured that the DCMS has committed to evaluating the scheme in response to the Culture, Media and Sport Committee inquiry on protecting the built environment.

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38. 22 Oct 2026·Parliament·Labour·Sir Alan Campbell

    Places of Worship Renewal Fund

    My hon. Friend is making a great job of representing her constituency and the churches and church communities in it. The fund, administered by Historic England, prioritises areas of double deprivation, which combine high socioeconomic deprivation with low levels of local community infrastructure or resources in rural and urban places. My hon. Friend and other colleagues may wish to write to the DCMS and Historic England if they have operational questions and feedback. The Church is also gathering experiences of clergy and parishes who have used the scheme, and this user experience is essential to understanding how the scheme may be improved by Historic England.

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39. 22 Oct 2026·Parliament·Labour·Sir Alan Campbell

    Places of Worship Renewal Fund: Second Application Round

    I thank my hon. Friends for their continued support for our historic churches on both sides of the border. As I noted in my previous answer, the Church remains in regular contact with DCMS regarding the operation of the places of worship renewal fund, and continues to relay the concerns and experiences of clergy and parishes.

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40. 22 Oct 2026·Parliament·Labour·Sir Alan Campbell

    Places of Worship Renewal Fund: Second Application Round

    I am delighted to hear that St Andrew and St George was successful in its application, and I know that my hon. Friend has raised this matter before. I understand that the grant will enable the church to remain open for worship, and the community to use the facilities and museum for many years to come. I will ask that my hon. Friend is sent a copy of the Historic England advisory note, which contains details of other funding sources for any other parishes in his constituency that may not have been successful in receiving grant money.

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